Quick Links To Information About your Retirement Plan:
Please contact Chris Mertens with questions or assistance with enrollment, salary deferrals, etc. You may also schedule a meeting with Jim Gillen, the Financial Advisor and Consultant, per the link on the menu bar on the top of this page.
Employee Form - Enrollment and Informational Change Form
Employee Form - Employee Notification
Employee Education - How To Access Your Account (Online and by Phone)
Employee Education - Understanding how markets act over both the short and long term can give you valuable perspective
Employee Education - The employer match is a great benefit — one you should carefully consider
You decide how much of your pay, up to IRS limits, you want to contribute. Your contributions will be deducted directly from your paycheck. You can make:
Because you’re contributing money from your paycheck before income taxes are deducted, you reduce your annual taxable income in the year the contributions are made. Before-tax contributions allow your savings to accumulate tax-deferred. In other words, you don’t pay taxes on what you save or on your assets as they grow until you take the money out at retirement. Employee additional catch-up contributions. If you’re 50 or older, you can contribute an additional amount before taxes.
Your employer may match any contributions you make, dollar for dollar, up to 3% of eligible compensation.